How does TFAST FinCore protect financial data integrity?

Deposits, transfers, disbursements, fees, and repayments are each posted as a balanced pair of entries. If a posting fails, the database rolls the whole operation back.

Is the platform adapted for Ugandan and East African financial practices?

Yes. Loan products include flat-rate, reducing-balance, and one-time schedules used by SACCOs and microfinance lenders, and a register for collateral.

How can I test the live system without making real transactions?

Access the public demo desk at /login. When demo mode is active, sample loan portfolios, member accounts, and transactions are accessible across Administrator, Operations Staff, and Customer Member personas.

Can FinCore operate offline or in low-connectivity branch locations?

FinCore features resilient session recovery, lightweight payloads, and mobile-responsive layouts tailored for low-bandwidth cellular connections across East Africa.

What institutional models are supported?

FinCore supports 4 primary institutional models: SACCOs & Cooperatives (share capital, dividends), Microfinance Institutions (group lending, savings), Commercial Money Lenders (collateralized term loans), and Community Banks (multi-branch tellers).

TFAST FinCore v9.0.0 Enterprise • East African Financial Platform

Modern Core Financial Engine for Micro-Finance & SACCOs

Software for savings and credit cooperatives, microfinance institutions, and commercial money lenders. Loan schedules, member wallets, and branch work sit in one place.

Launch Live Demo → Customer Guide System Specs →

01 / Member shares, savings, and loans 02 / Direct PesaPal & Flutterwave Settlement 03 / Base Currency: UGX (USh)

Actuarial Estimator

Quick Loan Calculator

UGX

Estimate loan repayment schedules using standard actuarial formulas.

Loan Amount (UGX)

Annual Interest Rate (%)

Duration (Months)

Amortization Model

Monthly Installment: --

Total Interest: --

Total Repayable: --

Apply for this Loan via Portal →

Configurable Profiles

Tailored for African & Emerging Market Institutions

Switch modules, account charts, and member accounts to match how your institution works.

Profile 01

SACCOs & Cooperatives

Share capital accounts, mandatory monthly savings, dividend distribution calculations, and member guarantor underwriting.

Shares & Dividends

Profile 02

Microfinance (MFIs)

Solidarity group lending, field cash deposits, mobile wallet disbursement, and PAR > 30d risk controls.

Microfinance Ready

Profile 03

Money Lenders

Emergency quick-loans, collateral asset valuation and custody tracking, fixed term lending, and automated penalties.

Collateral Custody

Profile 04

Community Unions

Multi-branch administration, teller drawer reconciliation, custom KYC forms, bulk SMS alerts, and financial statements.

Multi-Branch

Architectural Excellence

How the ledger stays balanced

Interest, transfers, and disbursements are posted together. A failed posting does not leave a half-written entry.

Matched balances

Balances stay matched to transactions. Every deposit, loan disbursement, fee collection, and repayment is saved together with its linked records. If the save fails, nothing is kept.

Customer Self-Service Portal

Members check net available balance, perform instant peer-to-peer and own-account transfers, apply for micro-loans, view amortization schedules, and make repayments online.

FinTech Risk & Delinquency Desk

Real-time Portfolio-at-Risk (PAR > 30d) tracking, expected vs. collected repayment analytics, upcoming maturity schedules, and loan loss provisions.

Multi-Currency Engine (UGX Base)

Configured with Ugandan Shilling (UGX / USh) as native base currency with active header switcher and live conversion for USD, EUR, GBP, KES, TZS, and RWF.

Runs on Your Own Server

Operates on institution-controlled infrastructure with no external runtime telemetry. Your institution owns and controls its financial data.

Enterprise Security & Access Control

Granular role-based permissions, encrypted credential storage, automated session timeouts, and comprehensive audit trail logging for all administrative operations.

Customer Journey

Simple 4-Step Member Experience

How customers onboard, manage savings, borrow funds, and participate in institutional dividends.

Step 01

1. Digital KYC Register

Customer signs up at /register with National ID, mobile number, and branch verification.

Step 02

2. Fund Savings Account

Deposit cash at branch teller desk or gateway. Instant balance reflection in digital customer wallet.

Step 03

3. Borrow & Repay

Apply for institutional micro-loans online. Automated fee deductions, schedule generation, and 1-click repayments.

Step 04

4. Shares & Dividends

Invest in SACCO share capital products and receive automated annual dividend distributions credited to your wallet.

Read Complete Customer Manual & Guide →

Got Questions?

Frequently Asked Questions

Common inquiries from institutional operators, lenders, and members.

A deposit, transfer, disbursement, fee, or repayment is written as balanced entries in one step. If anything fails, the posting is undone and nothing is left half-saved.

Yes. Schedules cover flat rate, reducing balance, and single-payment loans, which is what most SACCO and microfinance products need. Collateral can be recorded against a loan.

Simply click Launch Live Demo. When demo mode is enabled, pre-configured demo personas for Administrator, Branch Staff, and Customer Member let you test the entire lifecycle (approving loans, making payments, issuing shares) in an isolated interactive demonstration (sample data, resets nightly, not for real records).

TFAST FinCore is maintained and engineered by TFAST Digital Agency under the technical direction of Lead Developer Kalyango Brian.

Ready to Elevate Your Financial Operations?

Try loans, SACCO shares, and the member portal on a server you host yourself.

Enter Web Demo System → Create Member Account