Welcome to TFast FinCore, provided by TFast Digital Agency (Bulenga, Kampala, Uganda). By accessing our website, public demo environment, member portal, or administrative systems, you agree to these Terms of Service.
fincore.tfastdigital.com, please note that it contains fictional sample data only and automatically resets every night at 02:00 AM EAT. It is not for real records—never enter real National IDs, real bank details, or confidential SACCO records into the public demo. Outgoing SMS, outgoing email, and live payment charges are disabled in demo mode.
1. Software Provider Only — Not a Financial Institution
TFast Digital Agency is a software development and IT services provider. We are not a bank, SACCO, deposit-taking microfinance institution, or payment processor:
- We do not take deposits, issue loans, or hold client or member funds.
- Online loan repayments and savings deposits flow directly through each licensed SACCO's or institution's own PesaPal or Flutterwave merchant accounts (or their own bank and Mobile Money tills).
- TFast FinCore keeps the institution's own books. Each institution using TFast FinCore is solely responsible for its own credit decisions, loan recovery, accounting accuracy, tax filings, and regulatory licensing under Ugandan law (including the Cooperative Societies Act and applicable microfinance and money-lending laws). Using TFast FinCore does not constitute or guarantee regulatory licensing or approval by any regulatory authority.
2. Software Licensing & Restrictions
When an institution purchases an installed copy of TFast FinCore (starting from UGX 1,500,000 one-time setup), that institution receives a non-exclusive, non-transferable licence to run the software for one (1) organisation only, governed by a signed Client Licence & Support Agreement.
- Clients may not resell, sublicense, copy, or deploy the software for additional organisations without a separate licence.
- The software includes third-party licensed components; their copyright remains with their respective owners, and no copyright notices or licence headers may be removed.
3. Institutional Lending & Savings Operations
Within an installed production system operated by a licensed financial institution:
- Interest & Schedule Transparency: Loan applications display interest rates, amortization schedules (flat rate, reducing balance, mortgage, fixed, or one-time), and applicable fees prior to disbursement.
- Savings & Guarantor Liens: Withdrawal requests are processed against available, unencumbered savings balances. Funds pledged as loan guarantor security remain locked until the guaranteed obligation is settled.
- SACCO Share Capital: Share capital represents institutional equity transferable in accordance with the SACCO's registered bylaws.
4. Limitation of Liability & Governing Law
The public website and evaluation demo are provided "as is" without warranty. For licensed institutional clients, TFast Digital Agency's total liability is strictly capped at the fees paid by the client as set out in the signed Client Licence & Support Agreement. These Terms are governed by the laws of the Republic of Uganda.
5. Support & Contact
For licensing, setup quotes, or support, contact TFast Digital Agency at info@tfastdigital.com.